Insurance

All participants completing an internship are required to have medical, accident, travel and personal liability(bodily injuries or damage to property up to AU$2 million)  insurance for the duration of their internship.

Prior to commencing your program you will be required to supply evidence of your insurance coverage – in English! Australian Internships works in conjunction with Guard.me to arrange policies for candidates completing an internship with AI.

More info on Personal Liability Insurance

Personal liability offers cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you. Having personal liability insurance will ensure that you are covered in the workplace. Australian Internships in conjunction with Guard.me has developed an insurance policy with personal liability to the value of AU$2 million. 

For Example: If you accidentally damage a company computer throughout your internship, personal liability insurance will cover the costs associated with repairs or replacement of the damaged item. Interns working in fields such as engineering, medical research etc will be in regular contact with expensive machines and equipment with values that will far exceed the standard office computer. This is why our approved insurance policy will cover interns to the value of AU$2 million.     

Guard.me Insurance Information- Please find here the Schedule of Benefits

Summary of Benefits

Section

Benefit Type

Limit

1

Medical evacuation and repatriation

Unlimited

2

Medical and Dental Expenses

Unlimited

3

Accidental Death

$50,000

4

Replacement Passport and Travel Documents

$1,000

5

Trip cancellation, interruption and disruption

$10,000

6

Luggage and Personal Effects

$2,000

7

Personal Liability

$2 million

Liability Insurance (for Student visa holders only)

Guard.me Liability Plus -  Liability Insurance plus Excursion Emergency Healthcare – covers personal liability in Australian workplace plus covers for travel period outside of Australia  during internship.

This is only for Student Visa holders who already have OSHC cover.  

The cost is AU$1/day (or AU$7/week).